Saginaw Bay is a southwest extension of Lake Huron on the east shore of the Southern Peninsula of Michigan. It is a shallow-water derivative of the Pleistocene Lake Saginaw. Sixty-one bottom samples were collected on a semigrid pattern and analyzed physically. Findings were treated statistically. Sediments range in size from large pebbles to clay. Medium- to fine-grained clear quartz sand is common to all parts of the bay. Currents and wave action are primarily responsible for both median diameter and sorting distribution patterns. Only a very general correlation can be established between depth and median diameter. Heavy minerals occur in abundance locally and show an affinity to shallow-water areas subject to prevailing currents. Shape also locally determines heavy mineral concentrations. Only general conclusions can be established from roundness and sphericity and acid-soluble content. Increased organic content is correlative with quiet water environments. The shallow-water, heterogeneous nature of Saginaw Bay is not conducive to the recognition of sedimentary criteria suitable for correlations in other than a local environment.