Understanding the fate and transport of agricultural chemicals applied to agricultural fields will assist in designing the most effective strategies to prevent water-quality impairments. At a watershed scale, the processes controlling the fate and transport of agricultural chemicals are generally understood only conceptually. To examine the applicability of conceptual models to the processes actually occurring, two precipitation-runoff models - the Soil and Water Assessment Tool (SWAT) and the Water, Energy, and Biogeochemical Model (WEBMOD) - were applied in different agricultural settings of the contiguous United States. Each model, through different physical processes, simulated the transport of water to a stream from the surface, the unsaturated zone, and the saturated zone. Models were calibrated for watersheds in Maryland, Indiana, and Nebraska. The calibrated sets of input parameters for each model at each watershed are discussed, and the criteria used to validate the models are explained. The SWAT and WEBMOD model results at each watershed conformed to each other and to the processes identified in each watershed's conceptual hydrology. In Maryland the conceptual understanding of the hydrology indicated groundwater flow was the largest annual source of streamflow; the simulation results for the validation period confirm this. The dominant source of water to the Indiana watershed was thought to be tile drains. Although tile drains were not explicitly simulated in the SWAT model, a large component of streamflow was received from lateral flow, which could be attributed to tile drains. Being able to explicitly account for tile drains, WEBMOD indicated water from tile drains constituted most of the annual streamflow in the Indiana watershed. The Nebraska models indicated annual streamflow was composed primarily of perennial groundwater flow and infiltration-excess runoff, which conformed to the conceptual hydrology developed for that watershed. The hydrologic processes represented in the parameter sets resulting from each model were comparable at individual watersheds, but varied between watersheds. The models were unable to show, however, whether hydrologic processes other than those included in the original conceptual models were major contributors to streamflow. Supplemental simulations of agricultural chemical transport could improve the ability to assess conceptual models.