Applying models to developed agricultural regions remains a difficult problem because there are no existing modeling codes that represent both the complex physics of the hydrology and anthropogenic manipulations to water distribution and consumption. We apply an integrated groundwater – surface water and hydrologic river operations model to an irrigated river valley in northwestern Nevada/northern California, United States to evaluate the impacts of climate change on snow-fed agricultural systems that use surface water and groundwater conjunctively. We explicitly represent individual surface water rights within the hydrologic model and allow the integrated code to change river diversions in response to earlier snowmelt runoff and water availability. Historically under-used supplemental groundwater rights are dynamically activated within the model to offset diminished surface water deliveries. The model accounts for feedbacks between the natural hydrology and anthropogenic stresses, which is a first-of-its-kind assessment of the impacts of climate change on individual water rights, and more broadly on river basin operations. Earlier snowmelt decreases annual surface water deliveries to all water rights, not just the junior water rights, owing to a lack of surface water storage in the upper river basin capable of capturing earlier runoff. Conversely, downstream irrigators with access to reservoir storage benefit from earlier runoff flowing past upstream points of diversion prior to the start of the irrigation season. Despite regional shifts toward greater reliance on groundwater for irrigation, crop consumption (a common surrogate for crop yield) decreases due to spatiotemporal changes in water supply that preferentially impact a subset of growers in the region.