A one-dimensional, steady-state, water-quality model was developed for a 30.0 mile reach of the Hillsborough River to evaluate water-quality conditions to be expected from future development. The model was calibrated and verified using data collected under critical base-flow conditions in April and December 1978. Dissolved organic nitrogen, nitrate nitrogen, and total and fecal coliforms were modeled for most of the study reach. Model results were used to evaluate the impacts of two typical housing developments on water-quality conditions in Tampa Reservoir. One development is located in the Cypress Creek basin and the other near the upper end of the study reach. Model results show development in the Hillsborough River basin may cause increased total and fecal coliform conditions. Simulated total coliforms at the Tampa water treatment plant for 1-, 3-, and 5-square-mile developments located in the Cypress Creek basin were 3,000, 5,400, and 8,300 colonies per 100 milliliters. Similar developments, however, located near the upper end of the study reach were 2,000, 3,600, and 5,100 colonies per 100 milliliters. Simulated fecal coliforms were 360, 700, and 100 and 180, 350, and 510 colonies per 100 milliliters, respectively. Other constituents modeled showed only minor increases in concentrations. (USGS)