As global surface temperatures continue to rise as a result of anthropogenic climate change, effects in temperate lakes are likely to be more pronounced than in other ecosystems. Decreases in snow and ice cover extent and duration, as well as extended periods of summer stratification have been observed in temperate lake systems throughout the Anthropocene. However, the effects of changing snow and ice cover upon lacustrine communities remain largely uninvestigated. Here, we examined underwater light climate and associated primary productivity patterns under snow-covered and clear lake ice in 6 inland lakes in Minnesota, USA, spanning gradients of water column optical properties (blue, green, brown) associated with trophic status and organic material content. In all lakes, snow cover influenced not only the intensity, but also the spectral signature of light penetrating into the water column. Specifically, the wavelength of maximum penetration was shifted towards longer wavelengths under snow cover in green (eutrophic) lakes, while it was shifted towards shorter wavelengths in blue and brown lakes. Volumetric primary productivity was often higher than anticipated (e.g. ∼1200 mg · m^-3 · d^-1; L. Minnetonka, snow-covered ice). Carbon assimilation rates were lower under snow-covered ice throughout the water column in all lake types, except immediately under cleared ice in eutrophic lakes, where it is likely that phytoplankton were photo-inhibited due to penetration of intense, short-wavelength light. These findings suggest that changing patterns of snow and ice cover under ongoing climate change scenarios can affect patterns of phytoplankton primary productivity in sensitive aquatic ecosystems.